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Both you and your community benefit when you donate securities to the United Way!

A gift of this nature will entitle you to receive a charitable tax receipt for the fair market value of the donation, while not being subject to any capital gains tax.

As a result, your gift of securities to the United Way of Peel Region may produce a greater tax benefit than selling the shares and donating cash.

The following exchangeable shares are eligible:

  • Shares, rights, bonds or debentures listed on a designated stock exchange
  • Shares of a Canadian public mutual fund corporation
  • Units of a widely held Canadian mutual fund trust
  • An interest in a segregated (insurance) fund trust
  • A bond or debenture issued or guaranteed by the Government of Canada or one of the provinces
  Option 1
Sell shares and donate cash
Option 2
Donate shares directly
Fair Market Value (FMV) at time of disposition
$10,000
$10,000
Cost base (original cost of shares)
$2,000
$2,000
Taxable gain (% of gain)
$4,000 (50% of gain)
$0 (0% of gain)
Tax credit from donation (46% of FMV) $4,600
$4,600
Tax on gain (46% of FMV) $1,860 $0
Tax savings $2,760 $4,600

If you would like to know more about making a gift to United Way, please call Kimberley Soulière, Director, Individual Giving at 905-602-3633 or ksouliere@unitedwaypeel.org.

Click here to download information, including transfer documents. The deadline for a 2017 securities tax receipt is December 18, 2017.